- Permit: Needed
- Optimum loan quantity: None
- Optimum charges: None
- Optimum interest: 30% for the very very very first $2,000, 24% for the total amount between $2,000 and $3,000, 18% for the total amount over $3,000
- Optimum term: 1 month
- Extensions: Unlimited, available any thirty days
Take into account that some neighborhood governments might have additional regulations in addition to the state law.