A: within 15 days of receipt if you order your report by mail using the Annual Credit Report Request Form, your request will be processed and mailed to you.
It may take longer to receive your report if the nationwide credit reporting company needs more information to verify your identity whether you order your report online, by phone, or by mail.
Q: Are there any every other circumstances where I might qualify for a report that is free?
A: Under federal legislation, youвЂ™re eligible for a totally free report if an organization takes negative action against you, such as for instance denying the application for credit, insurance coverage, or work, and also you ask for the report within 60 times of receiving notice of this action. The notice provides you with the title, target, and telephone number for the credit company that is reporting.